michaelb wrote:
This is probably not rational or entirely based on fact, but there is AMEX and then there are all the other companies that have copied AMEX years ago and make the claim that they have same type of protection as AMEX. AMEX was doing this long before other cards and possibly long before the concept of a gold card VISA/MC that offered this benefit. It is just hard to trust the endless claims of CC companies that are out to screw you.

So yes, I have submitted several claims over the years on AMEX extended warranties and they have always been paid. The best example is I bought my first large screen TV at Costco now maybe 10 years ago; it was first repaired by Costco in year two based on their warranty; it failed again in year 3 and AMEX refunded the cost; I used that money to my current plasma TV, with some change, so I haven't bought a TV in a long time. They did hassle me a bit about my son's iPhone 6, but we had shipped that to Apple to repair/review, and the issue was mostly getting Apple to document that it was an out of warranty claim and not user damage, and they did refund that $ in the end.