Cleveland Employer stops Healthcare cost skyrocketing... by making employees healthier !

[Pops]

Mine is similar. Participate in healthy choice activities, etc, and I earn points toward a free membership at the YMCA or a participating gym.

[the_poochies]

J Marston wrote:
[quote=the_poochies]
Health insurance should be billed like auto insurance: people with unhealthy lifestyles should pay more just like lousy drivers pay more.

Beyond very crude measures like that, it's difficult to see how insurance companies wouldn't trample on privacy rights. For instance, it's known that women who do not stray more than about 4 lbs. from their ideal weight at age 18 have lower (and often much lower) rates of breast cancer. Can an insurance company require annual weigh-ins?

Further, some very serious health problems, including Type I diabetes, some cancers, elements of heart disease, have genetic components. Should those people be required to pay a surcharge?
Generally, if you want life insurance, you must submit to a physical, which includes answering questions about your genetic history.