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The check is in the mail-PayPal to start letting you take checks by iPhone
#1
I love being able to deposit checks into my Chase account by taking a photo of the check. USAA currently does it also. Looks like PayPal will start offering it soon.
http://www.cultofmac.com/coming-soon-dep...mera/61168

BTW--Anyone can get a USAA bank account, you do not need to qualify for USAA other services-Military and ex-Military only. USAA gets great kudos from Clark Howard.
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#2
I'm waiting for the expected fraudsters to start harvesting checking account numbers. Now that it can be done electronically.... well, "mules" will open a Chase account, give the data to the frauadsters who will 'photograph' generated checks.. fill the account, the mule withdraws the cash and hands it (less a % fee) over. Then moves on to the next one.

So.... Watch your checking accounts as closely as your credit card accounts.
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#3
I believe the check-deposit-by-photo service is only available to USAA customers who also qualify for USAA insurance.
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