How to buy a car from someone who does not have title

[Done]

I have never had a title until I paid off the loan.

[JoeH]

Done wrote:
I have never had a title until I paid off the loan.

Same here in MA, title is held by whoever owns the loan. Car registration will list them as the lien holder. Once the loan has been paid off, they send the title to you, usually within 4-8 weeks. Easy enough to buy a car in a private sale if the note is held by a local bank or CU. But if it is held by a lender with no local office or representative, making certain title will transfer to you is more work to prevent being scammed.

[Racer X]

lafinfil wrote:
I don't believe there is any such thing as a "copy" of a title - at least not in my state.

probably yearly registration with his name on it.

[zero]

Dakota wrote:
He says pay me then I'll payoff the loan and the bank will send you the title. In the mean time he says I can take the truck. Something is not right. What is the right way of doing this?

Don't do it without going to the bank with him, meeting the loan officer, and getting the title.

[Seacrest]

AAA wrote:
I will get it tomorrow or Tuesday.

That's what you think!