01-20-2010, 05:09 PM
J Marston wrote:
Note that there's no requirement for accepting pre-existing conditions, and that tort "reform" is one of the main points. It also leaves the insurance companies free to decide what is and isn't medically necessary.
This is playing into the hands of the insurers. Said companies are looking for a way out of paying for the high end of coverage and if you are going to take money in while they are well, you should be mandated to pay out when things are bad. I agree that lawsuits are a large part of the issue but a blanket "end junk lawsuits" is open to opinion as what is junk or not. The companies pretty much see all loss of profit as junk.
As far as the other points, buying insurance from state to state will only push the insurers to a state with the best terms (for them) and coverage would disappear for many poor folks who do not have the resources to get it.
If you are not in the line of work of getting people well FIRST, get the hell out now. Screw your shareholders, you are in the the wrong business. The GOP "plan" sounds like it was written by the insurance companies.