10-19-2011, 01:40 PM
J Marston wrote:
The traditional model of health care--repair health problems after they have happened--is too expensive. Prevention is much cheaper.
Unfortunately, the US health insurance industry is very slow to recognize this. If I eat junk food and spend all day in front of the TV, my insurance premiums are the same as my healthy coworker who exercises and eats well.
Of course, if the first employee gets rushed to the hospital with a heart attack, he gets his expensive coverage paid for by his health insurer.
Health insurance should be billed like auto insurance: people with unhealthy lifestyles should pay more just like lousy drivers pay more.