09-15-2012, 12:45 AM
I think you're dangerously close to needing an attorney. Pull your records, read everything, and build a transaction chain and correspondence chain. A registered letter to the mortgage processor denying the $150 scam (and quote chapter and verse on the agreement you actually signed, not the one they think they have), and demanding legal proof of this balloon payment, is sorely needed.
Predatory bastiches like this make a lot of money scamming people. And... good luck ! Our previous mortgage was with a small local bank that signed an agreement to never, ever, ever sell a mortgage. And they didn't. And they're growing, but staying local. Not all bankers are scum. It just feels that way.
Predatory bastiches like this make a lot of money scamming people. And... good luck ! Our previous mortgage was with a small local bank that signed an agreement to never, ever, ever sell a mortgage. And they didn't. And they're growing, but staying local. Not all bankers are scum. It just feels that way.