Any repercussions for stopping bank drafts by closing account instead of stopping payments?

[Will Collier]

Bad idea. My sister did something like that about 20 years ago. She had a summer job in a resort town when she was in college, and closed out the account when she left to go back to school.

Unfortunately, she didn't bother to balance her checkbook first, and wound up bouncing several still-outstanding checks. Took forever to convince her that it wasn't the bank's fault (let's just say she had been rather... sheltered in financial matters).