01-25-2013, 02:23 PM
I'd argue that if you want to use these penalties to engineer social change (which is what this seems to be doing), then raise the premiums on the younger smoker, the younger smoker won't be as addicted and may be able to get off of smoking quicker than an older person.
As Pam (and cbelt to a lesser extent) are saying, why is one group being singled out and not others? We have an obesity epidemic going on, if you want to do social engineering, then why not include them as well? If you are overweight, then you pay a premium. But singling out one group? That's a bit discriminatory.
As Pam (and cbelt to a lesser extent) are saying, why is one group being singled out and not others? We have an obesity epidemic going on, if you want to do social engineering, then why not include them as well? If you are overweight, then you pay a premium. But singling out one group? That's a bit discriminatory.