01-25-2013, 06:53 PM
Perhaps it would be better to take a carrot rather than a stick approach. Charge everybody the same, but give tax credits or rebates to those who can score above a certain level on standardized physical assessments that evaluate risk factors or progress in programs that reduce risk factors.
This was the first idea I formed on the topic, it offers much more incentive than punitive measures.
And I agree with Pam about the personal nature of addiction. Some are hooked immediately, others not so much.