Thing that make you go "hmmmm".

[wurm]

Onamuji wrote:
Did you have overdraft protection on the account? Sometimes banks neglect to close overdraft lines and the debit card would then be linked to the line of credit.

I doubt it. I remember sitting down with the branch president and making it very clear I wanted to sever all ties. I remember filling out all the forms and him giving me a final check for my balances, and asking me why I was closing the accounts. I told him I wasn't about to start paying fees and that was that...or so I thought.