Need someone to send me $1500. Could use Square, but 3.5%... pfft. Options?

[A-Polly]

Venmo, with bank acct.. debit or credit card. The sender gets charged 3 percent to use a credit card, but receiving is free.

Cash out overnight
Receive money instantly and move money from Venmo to your bank account in one business day.
Free payment methods:

Your Venmo Balance
This is money in your Venmo account before you Cashout.

Bank Accounts
Your account works with all major banks in the US.

Major Debit Cards
We support all debit cards.
Check if yours is free.

To help cover processing costs, there is a 3% fee per payment for credit cards and non-major debit cards.
Receiving money on Venmo is always free.

https://venmo.com/about/fees/