07-05-2015, 08:16 AM
I shorted a CC payment by a buck once. I called them up and asked them if they really thought I was willing to short my bill by a buck, and incur a late fee because I was a buck short. Why wouldn't I bum a buck from SOMEONE, to save me the fee. Guy agreed that doing it on purpose was hughly unlikely. Reversed the fee, and I did another payment for a buck right on the spot.