03-14-2018, 08:37 PM
I found out that wife needs to open an IRA and put in $5500 to lower the tax bill 
. I cannot do that since I already have a 401(k). She will also have a 401(k) soon so next year she will not be able to make IRA contributions.
Questions: do we chose Schwab, or go with Vanguard which also handles the 401(k) accounts? Most likely we won't be making frequent trades, we will probably buy a mutual fund such as Vanguard and leave it there for 10-15-20 years.
Thanks
. I cannot do that since I already have a 401(k). She will also have a 401(k) soon so next year she will not be able to make IRA contributions.Questions: do we chose Schwab, or go with Vanguard which also handles the 401(k) accounts? Most likely we won't be making frequent trades, we will probably buy a mutual fund such as Vanguard and leave it there for 10-15-20 years.
Thanks