01-03-2019, 10:41 PM
I assume an indexed mutual fund is still invested 100% in the stock market, right? If that's so, why would you be in any stocks during retirement, when you need that money? Granted, you don't need all that money now, so I suppose the money you need for the later years of your retirement could still be in stocks (and I guess that depends on how long you expect you expect to live).