02-21-2021, 09:31 PM
I believe most understood that rates could go up and were willing to take that risk - no one thought it would go up as high and as quickly as it did. It was unreasonable to ever expect a normal person to foresee what took place. That is not to say that a safe stop should not have been in place. At the very least, part of the enrollment process should have included a max-rate that someone would be willing to pay - rates hits that mark and your power is cut until you approve further