04-22-2022, 04:02 PM
The Affordable Care Act (ObamaCare) prohibited charging more for pre-existing conditions or for disallowing coverage. Getting laid off is a 'life event', and will allow you to sign off-cycle (i.e. now).
Whether that changes in 2024 is a question for the 'other side'.
Whether COBRA is cheaper than ACA is a different issue. I'm looking to retire in the near future, and COBRA looks to be 2/3 the cost of an exiting plan (not that it's anywhere near 'cheap').
Whether that changes in 2024 is a question for the 'other side'.
Whether COBRA is cheaper than ACA is a different issue. I'm looking to retire in the near future, and COBRA looks to be 2/3 the cost of an exiting plan (not that it's anywhere near 'cheap').