Here's How Much We Paid With Medicare | Medicare Supplement vs Advantage

[Mike Sellers]

Ombligo wrote:
Medicare Advantage is great coverage until it isn't.

Great health can become bad health in a heartbeat and then it is too late to get back into Medicare proper. Each person needs to make their own decision, but should base the decision not on their present health, but on a realistic assumption on that their health may be in the future.

I have decided to take the long view and pay the costs associated with Medicare and supplements.

Same here. I'd rather pay on the front end, rather than risk a much larger payment on the back end. And, as you pointed out, once you're on an Advantage plan for over a year, getting back to a Medigap plan is much more difficult.

One word in this video that needs more emphasis is "approved". There's no approval process with a Medigap plan. If your doctor says you need it, you get it. Not so with an Advantage plan and their motivation in to maximize their profits by delaying and denying care.

After dealing most of my life with insurance companies, I couldn't wait to shed myself of them. Jumping right back into bed with them is baffling.