01-03-2008, 12:53 PM
Regrettably, I had been getting lax about checking over my credit card statements, and I just happened to look over a recent statement, and a foreign transaction caught my eye since I had not made any foreign transactions in several years. I was distressed to find three total transactions -- two of them in Italy, one in England -- in late November. There were no other fraudulent transactions that I saw looking back several months. Looks like of the Italian transactions, one was to a wireless communications place (maybe a prepaid cell phone?) and the other was to an airline (Air One). The transaction in England was to some company called "EasyJet" -- another flight?
Of course, the first thing I did was notify my credit card company (Citi) and closed the account. I've filled out a "Notification of Disputed Item" form, but I'm wondering if anyone else has gone through something similar and if anyone has advice on how to proceed from here. The total amount of fraudulent charges was around $700 (ouch, but I guess it could have been worse).
I had used this card fairly extensively for online purchases. Most (though not all) of my purchases have been to established retailers. Sure, it could have been lifted any number of ways other than online, but I can't help but wonder if it was lifted as a group of numbers stored by a retailer.
Anyway, I was wondering what peoples' experiences were with something like this. I'm not sure how much I'm liable for (still trying to find that info online).
Thanks in advance!
Bink.
Of course, the first thing I did was notify my credit card company (Citi) and closed the account. I've filled out a "Notification of Disputed Item" form, but I'm wondering if anyone else has gone through something similar and if anyone has advice on how to proceed from here. The total amount of fraudulent charges was around $700 (ouch, but I guess it could have been worse).
I had used this card fairly extensively for online purchases. Most (though not all) of my purchases have been to established retailers. Sure, it could have been lifted any number of ways other than online, but I can't help but wonder if it was lifted as a group of numbers stored by a retailer.
Anyway, I was wondering what peoples' experiences were with something like this. I'm not sure how much I'm liable for (still trying to find that info online).
Thanks in advance!
Bink.