“lax lending practices earlier this decade led to irresponsible lending and irresponsible borrowing.”

[vision63]

None of this really matters. The problem is going to be attempted to be addressed by throwing "your" money at it and there is nothing you can do to stop it. In this case the big rich banks will be handed a key to your treasury and be allowed to extract nearly a Trillion dollars of your money to use anyway they please. The "egg" will be shut out of the bailout because the Democrats will crumple within days. Then come October, we'll see what the real damage is. Hope I'm wrong.