10-29-2008, 02:39 AM
Most people get their realtors, through referrals. I have used several, and they were all beyond helpful and ethical.
A person really has to be turning a blind eye, and jumping into a mortgage and real estate purchase, with absolutely no thought, whatsoever, to say they did not understand what they were getting into.
Many things were reviewed again with the closing attorney, before closing.
I don't feel sorry for people who re-financed with junk mortgages, to buy cars, redo a kitchen or take a vacation, etc. Many people want it all, and now, and do not care to research their choices. Not my, or the Governments fault or problem. I am sick of these crybabies.
If you can't research a mortgage or get help doing so, you should not buy a home.
I do believe that there needs to be higher standards and practices, as well as thorough income verification. Some brokers are clueless, and some lack ethics...and there should be checks and balances.
I truly believe that most of these problems are from people that just live beyond their means, in every aspect of their lives.
A person really has to be turning a blind eye, and jumping into a mortgage and real estate purchase, with absolutely no thought, whatsoever, to say they did not understand what they were getting into.
Many things were reviewed again with the closing attorney, before closing.
I don't feel sorry for people who re-financed with junk mortgages, to buy cars, redo a kitchen or take a vacation, etc. Many people want it all, and now, and do not care to research their choices. Not my, or the Governments fault or problem. I am sick of these crybabies.
If you can't research a mortgage or get help doing so, you should not buy a home.
I do believe that there needs to be higher standards and practices, as well as thorough income verification. Some brokers are clueless, and some lack ethics...and there should be checks and balances.
I truly believe that most of these problems are from people that just live beyond their means, in every aspect of their lives.