Mortgages for a Brave New World (Sarcasm)

[davester]

I can certainly believe that our new member is a 14 year old, or someone's sockpuppet, or both.

As to the 90 day thing, following stizzealth's link gets you this:

Enact a 90-day foreclosure moratorium for homeowners who are acting in good faith: Financial institutions that participate in the financial rescue plan should be required to adhere to a homeowner's code of conduct, including a 90-day foreclosure moratorium for any homeowners living in their homes who are making good faith efforts to pay their mortgages. This will help create stability until the more far-reaching solutions are implemented and give both sides a chance to work out an agreement

This statement has little resemblance to the scenario in the original post, which is therefore what one would call a strawman. Nice try stizzealth or whoever you're posing for.