http://www.bonsaiwest.com/care.html
"CATEGORIES OF BONSAI:
At Bonsai West, we have found it useful to group trees into three general care categories: Indoor, Temperate, and Cold Weather Bonsai, according to their natural habitats and maintenance requirements."
"Temperate Bonsai are trees which grow in regions with distinct seasonal changes. They like to be outdoors for the summer and fall, or in an open window with good sunlight and ventilation. Place them in a cool but protected area for the winter. They can generally handle a light frost, even down to 25 degrees F., but no colder than that. Gradually decreasing temperatures will put a tree into hibernation, slowing growth and storing the tree's energy for Spring. Whenever a tree is kept at 40 degrees and above, it needs sunlight. Darkness does not make a tree go dormant."
"Cold Hardy Bonsai are varieties which need a full change of season to do well. These trees cannot be grown as indoor Bonsai! From May through mid-November, keep your cold-hardy Bonsai outside, in a fairly sunny spot. Gradually decreasing temperatures will put your tree into dormancy, slowing growth and storing energy for spring. When it becomes too cold for your Bonsai to stay outdoors, move it to a protected but unheated area. Some options are a cold-frame, a garage, and enclosed porch, or a bulkhead. Be careful to avoid temperatures below 20 degrees. If you suspect that your winter location will go below that temperature, you should mulch your Bonsai in with pine needles or peat moss."