Need someone to send me $1500. Could use Square, but 3.5%... pfft. Options?

[jdc]

http://www.unfaircreditcardfees.com/

http://ecreditdaily.com/2015/05/overdraf...rter-2015/

[Paul F.]

jdc wrote:
http://www.unfaircreditcardfees.com/

http://ecreditdaily.com/2015/05/overdraf...rter-2015/

Then don't use their services...
Why is that so hard to fathom?

[jdc]

Personally, I dont. No credit cards in the house.

But for the rest of everybody else, again, not that simple.

[Paul F.]

jdc wrote:
Personally, I dont. No credit cards in the house.

But for the rest of everybody else, again, not that simple.

Yeah, it really is for most of the rest of everybody else... they're making the CHOICE to deal with the "big eeeeeevil credit card companies".

[RAMd®d]

Well, they ARE eeeeeevil.

Sometimes you gotta dance with the devil.

Sometime you can choose NOT to.

[Microman]

We sent money to our grand daughter when she was in Oregon.

It was from a Credit Union to a Credit Union.

They were on the same approved list.

Need the account holders account etc.

[BernDog]

Like Gareth's "ghetto" suggestion, only less ghetto, but also less secure:

If they're reeeeally trustworthy, have them download your bank's app, login as you, and do the photo deposit thing. I'm not sure about your bank (if they even have this option), but when I do deposits with Wells Fargo they quote a couple days, but it always goes in much quicker than that.

[thermarest]

You can do the photo deposit thing with an image of the check. If your bank only has an app-based system, then you would have to print on to paper and then photograph the paper.

My bank has a browser based system. I just select the jpeg files (front and back) of the check and done.

Either way, the check images get converted to tiny, low-res black and white images by the bank so quality is of little issue. Computer just needs to be able to interpret the account number, check number, etc.

edit: oh, didn't see Gareth's post. Yes, it will work.

[AllGold]

No fees for Paypal Gift but it would only work if you already had an account set up. It might take too long to verify a new account. And yes, depending on your bank, it can take a few days for the funds to clear but it seems like Gift from a bank account (not CC) is pretty quick.

I don't have experience with some of the suggested electronic options but Dwolla sounds like it might work unless it takes too long to get set up.

Otherwise, the cheapest options would be (starting with the cheapest):

* Bank-to-bank transfer, either with a Bill Pay with you as the payee (unless it takes too long for the transfer to go through), or a service like Chase Quickpay or BofA's or Wells Fargo's P2P transfer options.

* FedEx, UPS or USPS a check for overnight or possibly 2nd day delivery.

* Bank wire transfer. (Virtually instant access to the funds with a fee a little less than the CC fees.)

Speedy wrote:
I have give them a cashiers chek for $5,000 that I happen to have, they can cache it at there bank, keep $1500 an give me $3500 change in cache. I will then await the prompt arrival of your check for $1500. Consider it a temporary fiendly loan.

Nice job on imitating the spelling errors.

[Forrest]

Walmart offers two options. To transfer $1500 in 10 minutes, they'll charge you $120. If you want it there in 4 hours, they'll charge you $30. The money gets sent to a Walmart store. For more info, just search on 'send money' from walmart.com