advice on upgrading iPhone

[Spiff]

OK. As I see it: $850 for a new 6S.

$40 a month connection fee for subsidized phone. Forever.
$15 a month connection fee for outright bought phone. Savings of $25 a month.

$850 / $25 is 34 months before you break even, which means you need to keep the phone 2.83333333 years before you break even on the deal.

Do you keep your phones longer than that? If so, buying outright is the deal for you. If not, move along. For me? I usually keep my phones about 4 years. I'm still rocking a 4S - 4 years ago.

[Pam]

Spiff wrote:
OK. As I see it: $850 for a new 6S.

$40 a month connection fee for subsidized phone. Forever.
$15 a month connection fee for outright bought phone. Savings of $25 a month.

$850 / $25 is 34 months before you break even, which means you need to keep the phone 2.83333333 years before you break even on the deal.

Do you keep your phones longer than that? If so, buying outright is the deal for you. If not, move along. For me? I usually keep my phones about 4 years. I'm still rocking a 4S - 4 years ago.

The $25 savings is on the plan. The $850 is divided by 24 months and added on to the plan cost. Phones are paid off in two years.

Verizon has an faq http://www.verizonwireless.com/support/t...plan-faqs/

[RAMd®d]

This FAQ may be of use in wading through plans.

IF I get a 6s, I have to figure out a) will I be able to keep my att grandfathered unlimited data and 2) how do I want to pay for it.

A SIM question: when I give my 'Phones away, should I pull the SIM and let someone by their own, or can I just wipe the 'Phone and pass it on?

Is there an advantage to moving the SIM from my old 'Phone to the new?

[RAMd®d]

The missing link:

http://www.imore.com/how-buy-iphone-6s-a...ted-states

[davemchine]

I think I've settled on the 6s 128GB model which would be $400 subsidized or $850 non-subsidized. If I buy it outright I would pay an additional $450 but I would save $25/mo as noted by Pam. So after 18 months it becomes a better deal to buy outright as I typically upgrade about every 2 years. I think that is what I'm going to do unless someone sees a flaw in my logic. Thanks for all of the advice.

[Pat]

Spiff wrote:
OK. As I see it: $850 for a new 6S.

$40 a month connection fee for subsidized phone. Forever.
$15 a month connection fee for outright bought phone. Savings of $25 a month.

$850 / $25 is 34 months before you break even, which means you need to keep the phone 2.83333333 years before you break even on the deal.

Do you keep your phones longer than that? If so, buying outright is the deal for you. If not, move along. For me? I usually keep my phones about 4 years. I'm still rocking a 4S - 4 years ago.

You left out the down payment on the subsidized phone.
The following is using Verizon's pricing for the 6s.

Old Plan
Subsidized 6s: (24 x 40) + 199 = 1159
Purchase: (24 x 15) + 649 = 1009

New Plan
Purchase outright: (24x20) + 649 = 1129
Installment 6s: (24 x 20) + (27.08 x 24) = 1129.92

Then figure in data. I don't know how the old family plan compares to the new plans.

[rgG]

I believe you can have the best of both worlds. You should be able to do device payments, spread over 24 months at no interest, and still get the $25 per month credit.

I would call Verizon and ask a rep about it. Tell them you want to stay on your current plan, this is very important, but want to switch to the device payment program. If you switch off your current plan, your access fee will go up to $20 a month.

Don't go into a Verizon store as the reps are notoriously bad. I think the only way you would have to pay the full amount upfront, is if you did not want to have a 2-year agreement.


http://www.verizonwireless.com/support/d...ment-faqs/

[RAMd®d]

Another bunny trail question: Last year (and previous ones?) a VWZ 'Phone, like Master Badge, was good everywhere, while other 'Phones lacked the radios to be used on other networks.

Tim talked about the new s series having a ton of radios. So is any 6s-series now good on any carrier's network?


I think I've settled on the 6s 128GB model which would be $400 subsidized or $850 non-subsidized. If I buy it outright I would pay an additional $450 but I would save $25/mo as noted by Pam.

I could be in a similar position, so I have to scrutinized these post to figure out what I'm going to do.

[bhaveshp]

RAMd®d wrote:
So is any 6s-series now good on any carrier's network?

See here: http://www.pcmag.com/article2/0,2817,2491013,00.asp
and here: http://www.apple.com/iphone/LTE/

- AT&T models A1633/34 have the most radios including AT&T specific Band 30
- VZW, Tmo, Sprint models A1687/88 just look to lack LTE Band 30

All have CDMA & GSM radios. However, looks like Sprint will only allow Apple factory unlocked or Sprint iPhones.

===========

As an annual VZ upgrader [Why not, it is my most used gadget], I pre-ordered full price iPhones this year thinking I might save from the monthly reduced rate. I still need to do the math to see if I should keep the eligible lines on subsidized pricing.

[Grateful11]

We went and talked to them at a Corp. Verizon store last Thursday and I was told that I could go back under
a 2 year contract with my line, I'm not under contract with my iPhone5 now, the options were as follows,
$299 out of pocket for an iPhone6s 64Gb and lose my $25/month line discount, pay or $31.24/month for
their new subsidized plan and keep my $25/month line discount or buy the iPhone6s outright for $750.

They offered me $200 for my iPhone5 and said if I went with the subsidized phone they spread the $200
over the 2 year payment plan and bring my iPhone 6s down to $22.90/month.

Our current bill for 3 iPhones is $160/month plus tax. We have 10gb of data/month and I really hate for
the bill to go up but my iPhone5 needs a battery but is in good working condition otherwise. If my iPhone5
was in better working condition I'd sell on eBay and go to the Apple Store and do their plan.