04-03-2013, 08:46 PM
swampy wrote:
How will this liability insurance prevent some nut using his insured (or not) gun from killing someone?
It won't, just as automobile insurance doesn't prevent drunk or negligent driving. But, it does cover some of the damage done by the irresponsible use of or accidents involving the property involved. It's required in recognition that the possession and use of such property carries inherent risk to the public.