04-03-2013, 08:55 PM
billb wrote:it doesn't
[quote=swampy]
How will this liability insurance prevent some nut using his insured (or not) gun from killing someone?
it does separate the elite who can afford tthousands of guns in their arsenals from the average joe who barely can afford his taxes every year who doesn't deserve one.
You can say the exact same thing about cars. It doesn't serve as an adequate excuse there either. Like a car, a gun is capable of immense harm to others, far out of proportion to the actual cost of buying the gun. To deal with this issue we require people who operate cars in public to take out insurance that covers the risk of that immense harm happening. It is unfathomable why this requirement is not applied to guns. If the risks are small then the cost of such insurance would be a pittance.
People who are killed or disabled due to gun violence often receive (or their survivors receive) no compensation because there is no insurance requirement associated with gun ownership. The victims bear the costs because of the irresponsible lack of regulation of firearms and their risks to society.