11-21-2015, 09:47 PM
silvarios wrote:
Any reason not to simply pay the monthly installment plan? You get the phone for retail price divided into a number of interest free payments?
i considered apple's installment plan but decided a SquareTrade plan costs less with a smaller deductible. i just finished off paying for AT&T Next on my 5s and i didn't want the new phone tied to my AT&T bill. i just pulled the trigger on on a 64GB 6s paid for with Amex so i'll get 1% back plus 90 day complete theft/damage replacement. yes, the warranty will be doubled by Amex but i'll also have ST so that doesn't matter as much and besides i'm not sure what is happening with my Costco Amex come April 2016. i will move the phone balance to another card with as small a transfer fee as possible and no interest and pay it off in installments.