12-02-2021, 12:20 AM
bobinmurphy wrote:
I always thought that if you were asked to enter a PIN then the transaction was being processed as a Debit, otherwise it would be processed as a Credit Card. I never use any of my cards for a Debit transaction unless I'm withdrawing cash at my bank's ATM, and that's the only time I ever enter a PIN. My bank issued card will work as either a Debit or Credit Card, but I only use it with my bank's ATM.
We just got new Citi credit cards with tap-to-pay. When I tap at our grocery store a PIN is demanded. I have no pin so I have to insert it in the card chip reader and all is well. Must be internal to the merchant’s system.