Posts: 21,123
Threads: 7,559
Joined: May 2025
Reputation:
0
You can choose several options...email, what phone, etc. Don't know if it lasts all day because I got a code this a.m. and signed out. I just got into my account and didn't have to get a new code.
Guess good protection against hackers but a pain also.
Posts: 17,873
Threads: 325
Joined: Mar 2024
samintx wrote:
You can choose several options...email, what phone, etc. Don't know if it lasts all day because I got a code this a.m. and signed out. I just got into my account and didn't have to get a new code.
Guess good protection against hackers but a pain also.
Codes last 30 min, usually. You can request an app that will generate a code you append to your password, if you prefer a complicated but non-interactive option.
Posts: 19,359
Threads: 1,726
Joined: May 2025
Reputation:
1
Best get used to it. It will be standard practice soon.
Posts: 4,049
Threads: 717
Joined: May 2025
Reputation:
0
Sam, you travel a good bit. Have you tried Schwab's debit card that is supposed to have free ATM usage around the world?
Posts: 9,023
Threads: 752
Joined: May 2025
stephen wrote:
Sam, you travel a good bit. Have you tried Schwab's debit card that is supposed to have free ATM usage around the world?
I used it on a South East Asia trip. No fees and No Foreign Transaction fee. Just make sure you choose US Dollars if you are given a choice of how you want the transaction to resolve. ATM charge was charged, then reversed without my intervention.
Posts: 4,049
Threads: 717
Joined: May 2025
Reputation:
0
About to give it a serious shakedown in Chile and Argentina.
Posts: 4,049
Threads: 717
Joined: May 2025
Reputation:
0
Why is the US Dollars choice important, Ken Sp.?
Posts: 9,023
Threads: 752
Joined: May 2025
stephen wrote:
Why is the US Dollars choice important, Ken Sp.?
That way the conversion is made by Schwab at the banker's rate. The ATM could be giving an unfavorable exchange rate.