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Charles Schwab now has a entry code just like Amazon started
#1
You can choose several options...email, what phone, etc. Don't know if it lasts all day because I got a code this a.m. and signed out. I just got into my account and didn't have to get a new code.

Guess good protection against hackers but a pain also.
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#2
samintx wrote:
You can choose several options...email, what phone, etc. Don't know if it lasts all day because I got a code this a.m. and signed out. I just got into my account and didn't have to get a new code.

Guess good protection against hackers but a pain also.

Codes last 30 min, usually. You can request an app that will generate a code you append to your password, if you prefer a complicated but non-interactive option.
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#3
Best get used to it. It will be standard practice soon.
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#4
Multi factor authentication is becoming a requirement for banking and credit card companies. However.... when someone builds a better mousetrap, evolution will build a better mouse...

(pdf file alert)
https://www.pcisecuritystandards.org/pdf...nce-v1.pdf
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#5
rjmacs wrote:
[quote=samintx]
You can choose several options...email, what phone, etc. Don't know if it lasts all day because I got a code this a.m. and signed out. I just got into my account and didn't have to get a new code.

Guess good protection against hackers but a pain also.

Codes last 30 min, usually. You can request an app that will generate a code you append to your password, if you prefer a complicated but non-interactive option.
After my entry the codes seem to get me in all day. BAC had codes and another bank but they have stopped using.
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#6
Sam, you travel a good bit. Have you tried Schwab's debit card that is supposed to have free ATM usage around the world?
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#7
stephen wrote:
Sam, you travel a good bit. Have you tried Schwab's debit card that is supposed to have free ATM usage around the world?

I used it on a South East Asia trip. No fees and No Foreign Transaction fee. Just make sure you choose US Dollars if you are given a choice of how you want the transaction to resolve. ATM charge was charged, then reversed without my intervention.
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#8
About to give it a serious shakedown in Chile and Argentina.
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#9
Why is the US Dollars choice important, Ken Sp.?
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#10
stephen wrote:
Why is the US Dollars choice important, Ken Sp.?

That way the conversion is made by Schwab at the banker's rate. The ATM could be giving an unfavorable exchange rate.
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